What Happens if I Am Involved in a Car Accident with an Uninsured Driver in Maryland?

The state of Maryland requires that all drivers on the road have automobile insurance. Even though the fines and penalties for neglecting this are serious, uninsured drivers are still common in this state. This poses a problem when your car accident happens to be with an uninsured driver because this means that they will not be able to fairly and equitably compensated for your injuries and any other damages you endured. This is especially detrimental if your injuries are severe, permanent, or restrict your ability to return to work, as this comes with a mounting financial burden. With that being said, if you are not sure how to receive the compensation that you need after being in a collision with an uninsured driver, follow along to learn how an experienced Landover auto accident lawyer at The Law Office of Conrad W. Judy III, LLC can fight on your behalf and make this possible.

How does the state of Maryland handle a car accident with an uninsured driver?

Maryland law requires that all drivers carry auto insurance that includes liability and personal injury protection coverages. Importantly, Maryland drivers also must purchase uninsured and underinsured motorist bodily injury liability insurance. Specifically, this should cover at least $30,000 in damages per person injured, with a maximum of $60,000 per accident. If you are involved in a car accident with an uninsured motorist, this is important because you cannot sue their insurance company but you can file a claim against your own insurance company to recover the compensation that you need.

How can I receive compensation if I am involved in a car accident with an uninsured driver?

If you received injuries or other damages from a car accident due to the fault of an uninsured driver, then you are possibly eligible for a personal injury claim. With this, you must satisfy the burden of proof. In other words, you must provide your insurance company with enough evidence to prove that your injuries and damages are in direct correlation with your accident. Take the following approach immediately after your accident:

  1. Call 911: the law enforcement officer will call for medical attention on your behalf. They will also conduct a police report, which you should obtain a copy of afterward.
  2. Take photos and videos: this should include any injuries, damages, and hazards that contributed to the accident.
  3. Collect the uninsured driver’s information: this should include their name, phone number, driver’s license number, etc.
  4. Seek medical attention: receive medical treatment at the scene and attend follow-up appointments. Collect any medical documents and bills related to your injuries.
  5. Hire a skilled Landover Maryland personal injury lawyer: our team will work to recover your damages on your behalf.


The experienced personal injury attorneys at The Law Office of Conrad W. Judy III, LLC are prepared to represent clients facing legal matters after being injured due to another person’s negligence. If you require strong legal representation in Maryland, contact our firm today to discuss our services. 

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