How Might an On-the-Job Car Accident Occur?

adult driving vehicle

An on-the-job car accident may not be any different from the other types of auto accidents seen on Maryland roads every day. However, the difference may lie in how you may seek recovery for your incurred injuries or damages. Namely, you may file a workers’ compensation claim, an auto insurance claim, or a personal injury claim. Continue reading to learn what might constitute an on-the-job accident and how an experienced Landover auto accident lawyer at The Judy Law Firm can help you in your recovery.

In what ways might an on-the-job car accident occur?

You may be a paid intern running an errand for your boss. Or, you may be a sales representative traveling to have lunch with a potential new client. You may even be a delivery driver on your route for delivering packages to residences. These are only a few examples of how a work-related car accident might occur.

This is all to say that this type of auto accident may be likely to occur in more fields than you initially realize. Without further ado, below are examples of what might constitute an on-the-job car accident claim:

  • A car accident transpires while the driver is within their working hours (i.e., 9 a.m. to 5 p.m.).
  • A car accident transpires while the driver is traveling for work (i.e., being paid to be on a business trip).
  • A car accident transpires while the driver is attempting to fulfill a work-related duty (i.e., making a delivery).
  • A car accident transpires while the driver is operating an employer-authorized vehicle that is malfunctioning.
  • A car accident transpires while the driver is navigating through hazardous road conditions on an employer’s property.

What dates must I remember for my on-the-job accident claim?

It is worth mentioning that there are different paths you may take to receive compensation after your on-the-job car accident. For one, you may seek recovery from your employer’s workers’ compensation program if your accident transpired while you were fulfilling a work-related task. With this, you must report your accident to your employer within 10 days from the date on which it occurred.

On the other hand, you may file a claim with your auto insurance provider if you believe that you were partially to blame for your accident’s happening. Namely, your personal injury protection (PIP) coverage may aid in your medical bills. Or, you may place a personal injury lawsuit against the negligent driver(s) at fault for your accident’s occurrence. Regardless, you must bring this forward within three years from the date on which your accident occurred.

In conclusion, you require the services of a skilled Landover workplace accident lawyer before filing your claim. So please schedule your initial consultation with us at The Judy Law Firm today.

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